01 December 2025
S2025 Ep156: Japan BREAKS the Market! Mortgage Rates Suddenly Surging — Lock or Wait?
The Mortgage Update with Dan Frio Podcast
About
🏡 THE RATE UPDATE — Smart Mortgage Strategies for 2025/2026
I’ve spent 35 years helping homebuyers and homeowners navigate the mortgage market. My mission is simple:
✔ ONE Application
✔ ONE Credit Pull
✔ 30+ Lender Options
→ We shop for the lowest rate so YOU don't have to.
Whether you’re buying your first home, refinancing, or looking to protect your financial future — I show you how real rates are moving, what the Fed is doing, and how to win in this housing market.
If you want TRUST, TRANSPARENCY, and a TRUE rate comparison… you’re in the right place.
━━━━━━━━━━━━━━━━━━━
🚀 START HERE
Apply Now
https://257781.my1003app.com/246527/register
Free Consultation — Talk to my team
https://shorturl.at/SCIGL
Rate Watch Alerts — Get notified when it’s time to lock
https://shorturl.at/O10FE
━━━━━━━━━━━━━━━━━━━
🧰 TOOLS & CREDIT HELP
Free Loan Estimate Review
https://www.therateupdate.com/loan-estimate-review
Check Your Credit (Credit Karma)
https://shorturl.at/AWNxV
Track & Boost Credit (SmartCredit)
https://www.smartcredit.com/?PID=42980
The Budget App (FREE)
https://dashboard.thebudget.app/refferal?ref_code=Dan59062
👉 Take control of your spending with real insights.
━━━━━━━━━━━━━━━━━━━
📈 CALCULATORS & MARKET DATA
Mortgage Calculator
https://shorturl.at/oj7an
Refinance Calculator
https://shorturl.at/SCLug
Live Mortgage Rates (Updated Daily)
https://housingbrief.com/mortgage-rates/61e1a17d7c6605b46008b258
Live MBS Bond Pricing (Drives Mortgage Rates)
https://housingbrief.com/mbs/61e1a17d7c6605b46008b258
━━━━━━━━━━━━━━━━━━━
📞 CONTACT THE FRIO TEAM
📧 Dan@TheRateUpdate.com
☎️ 1-844-775-5626
🌐 https://www.therateupdate.com
NMLS #246527 | Bank NMLS #203463
━━━━━━━━━━━━━━━━━━━
🛒 HOMEOWNER ESSENTIALS — RECOMMENDED BY DAN
Upgrade & protect your biggest investment with affordable smart home tools:
Budgeting & Personal Finance Tools
👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
🛍️ Browse the full Amazon Homeowner Storefront:
https://amzn.to/3Krb4Gz
Wi-Fi Mesh System (One I Use)
https://amzn.to/4rsRsm6
Security Cameras
https://amzn.to/48r6vnP
$$ADVERTISEMENT/DISCLOSURE$$
As an Amazon Associate, I earn from qualifying purchases at no cost to you.
━━━━━━━━━━━━━━━━━━━
⚠️ DISCLAIMER
All content is for informational and educational purposes only.
Always consult a licensed mortgage professional for your loan options.
Views are my own and do not reflect any specific bank or institution.
━━━━━━━━━━━━━━━━━━━
🔔 SUBSCRIBE FOR MORE
Real-time mortgage updates, Fed insights, and smart home financing tips!
#MortgageRates2025 #MortgageRates2026 #RefinanceNow #HomeBuyingTips #DanFrio #HousingMarket2025 #HousingMarket2026
I’ve spent 35 years helping homebuyers and homeowners navigate the mortgage market. My mission is simple:
✔ ONE Application
✔ ONE Credit Pull
✔ 30+ Lender Options
→ We shop for the lowest rate so YOU don't have to.
Whether you’re buying your first home, refinancing, or looking to protect your financial future — I show you how real rates are moving, what the Fed is doing, and how to win in this housing market.
If you want TRUST, TRANSPARENCY, and a TRUE rate comparison… you’re in the right place.
━━━━━━━━━━━━━━━━━━━
🚀 START HERE
Apply Now
https://257781.my1003app.com/246527/register
Free Consultation — Talk to my team
https://shorturl.at/SCIGL
Rate Watch Alerts — Get notified when it’s time to lock
https://shorturl.at/O10FE
━━━━━━━━━━━━━━━━━━━
🧰 TOOLS & CREDIT HELP
Free Loan Estimate Review
https://www.therateupdate.com/loan-estimate-review
Check Your Credit (Credit Karma)
https://shorturl.at/AWNxV
Track & Boost Credit (SmartCredit)
https://www.smartcredit.com/?PID=42980
The Budget App (FREE)
https://dashboard.thebudget.app/refferal?ref_code=Dan59062
👉 Take control of your spending with real insights.
━━━━━━━━━━━━━━━━━━━
📈 CALCULATORS & MARKET DATA
Mortgage Calculator
https://shorturl.at/oj7an
Refinance Calculator
https://shorturl.at/SCLug
Live Mortgage Rates (Updated Daily)
https://housingbrief.com/mortgage-rates/61e1a17d7c6605b46008b258
Live MBS Bond Pricing (Drives Mortgage Rates)
https://housingbrief.com/mbs/61e1a17d7c6605b46008b258
━━━━━━━━━━━━━━━━━━━
📞 CONTACT THE FRIO TEAM
📧 Dan@TheRateUpdate.com
☎️ 1-844-775-5626
🌐 https://www.therateupdate.com
NMLS #246527 | Bank NMLS #203463
━━━━━━━━━━━━━━━━━━━
🛒 HOMEOWNER ESSENTIALS — RECOMMENDED BY DAN
Upgrade & protect your biggest investment with affordable smart home tools:
Budgeting & Personal Finance Tools
👉 https://dashboard.thebudget.app/refferal?ref_code=Dan59062
🛍️ Browse the full Amazon Homeowner Storefront:
https://amzn.to/3Krb4Gz
Wi-Fi Mesh System (One I Use)
https://amzn.to/4rsRsm6
Security Cameras
https://amzn.to/48r6vnP
$$ADVERTISEMENT/DISCLOSURE$$
As an Amazon Associate, I earn from qualifying purchases at no cost to you.
━━━━━━━━━━━━━━━━━━━
⚠️ DISCLAIMER
All content is for informational and educational purposes only.
Always consult a licensed mortgage professional for your loan options.
Views are my own and do not reflect any specific bank or institution.
━━━━━━━━━━━━━━━━━━━
🔔 SUBSCRIBE FOR MORE
Real-time mortgage updates, Fed insights, and smart home financing tips!
#MortgageRates2025 #MortgageRates2026 #RefinanceNow #HomeBuyingTips #DanFrio #HousingMarket2025 #HousingMarket2026