Money, Taxes & The Cost Of Compliance | CA Suraj Soni | The Human Thread 2026 | Full Episode 58

Most people don’t have money problems - they have mindset problems disguised as money problems.

In Episode 58 of The Human Thread, Finance Educator CA Suraj Soni uncovers the emotional patterns and childhood conditioning that silently shape how we earn, spend and save - often without our awareness.

This episode explores how:

Childhood money memories decide our lifelong financial confidence or fearFamily beliefs create internal blocks that limit growthEmotional reactions to markets destroy long-term wealthSalary hikes vanish into lifestyle inflation and comparisonSocial media fuels status spending and EMI trapsMisunderstanding EMI & BNPL leads to paying more for depreciating itemsCredit cards aren’t risky - undisciplined behaviour isTaxes are participation, not punishmentCash salaries weaken your financial identity and future opportunitiesMoney doesn’t change a person - it magnifies who they already are

This conversation reminds us that financial freedom doesn’t start with income -

it starts with self-awareness, discipline and breaking inherited patterns.

Full Episode now streaming on YouTube | Spotify | Apple Podcasts | Amazon Music and all other audio platforms.

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(The Human Thread 2026, Ashna Kalra, Suraj Soni, Financial Literacy, Money Mindset, EMI Trap, Taxes, Credit Cards, Wealth Psychology, Behavioural Finance, Wellness Podcast)