3435: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Conscious Consumption
25 January 2026

3435: The Power Of A No Spend Challenge by Michelle Schroeder-Gardner of Making Sense of Cents on Conscious Consumption

Optimal Finance Daily - Financial Independence and Money Advice

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Episode 3435:

Michelle Schroeder-Gardner explores how a no spend challenge can transform your financial habits, reduce clutter, and even boost your health and motivation. By cutting out unnecessary purchases, whether it's clothes, sweets, or impulse buys, this practice helps you become more intentional with money and make use of what you already have.

Read along with the original article(s) here: https://www.makingsenseofcents.com/2015/10/the-power-of-a-no-spend-challenge.html

Quotes to ponder:

"By taking part in a no spend challenge, you can prevent yourself from cluttering your life with items you do not need."

"You will also realize what items you probably shouldn’t buy anymore because they are a waste of money."

"Challenging yourself and analyzing your spending can help you be more aware of where your money is going."

Episode references:

U.S. National Park Free Days: https://www.nps.gov/planyourvisit/fee-free-parks.htm
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