People often say, “If it sounds too good to be true, it probably is.” But is that always true? In this episode, I break down the question everyone asks when they hear about high returns: Is a 30% annual return realistic — or is it a red flag? We talk about: When “too good to be true” is a warning sign When it’s simply a lack of understanding The difference between risk, skill, leverage, and consistency Why some real opportunities look fake — and some fake ones look safe How smart people confuse caution with clarity This isn’t about selling promises. It’s about learning how to think clearly, ask the right questions, and avoid both scams and missed opportunities. If you’ve ever felt torn between fear and curiosity when hearing numbers like this — this episode is for you.