ChooseFI

ChooseFI

ChooseFI

ChooseFI

Careers Investing English

How would your life change if you reached Financial Independence and got to the point where working is optional? What actions can you take today to make that not just possible but probable. Jonathan & Brad explore the tactics that the FI community uses to reclaim decades of their lives. They discuss reducing expenses, crushing debt, tax optimization, building passive income streams through online businesses and real estate and how to travel the world for free. Every episode is packed with actionable tips and no topic is too big or small as long as it speeds up the process of reaching financial independence.

Deep Dive: Putting the Middle-Class Trap to Bed | Ep 553

Deep Dive: Putting the Middle-Class Trap to Bed | Ep 553

Cody Garrett, (CFP), joins Brad to discuss the pervasive myth of the middle-class trap in the financial independence (FI) community. Through four case studies, they illustrate how individuals often feel trapped financially due to psychological barriers rather than actual limitations. The conversation provides insights into turning retirement accounts into income and emphasizes the importance of...

Unraveling Your Relationship with Money | Shannah Game | Ep 552

Unraveling Your Relationship with Money | Shannah Game | Ep 552

Brad chats with certified financial planner Shannah Game, who shares insights from her book Unraveling Your Relationship with Money. They discuss the emotional and psychological aspects of finance, emphasizing the importance of understanding one's money stories, setting intentional spending boundaries, and achieving financial independence beyond just numbers and logic. Key Topics Discussed:...

551 | Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More

551 | Roundup: Buy vs. Rent, Mortgage Amortization, Minimalism and More

Lets dive into the emotional and practical considerations of paying off a mortgage early, explore the benefits and drawbacks, personal experiences, and broader financial implications of renting versus owning a home. Key Topics and Timestamps Introduction to Mortgage Conversations (00:00:00) Overview of the episode’s focus on mortgages, buying vs. renting, and personal finance strategies....

Getting Personal with Personal Finance: Meghan & Ginger | Ep 550

Getting Personal with Personal Finance: Meghan & Ginger | Ep 550

Ginger interviews Meghan Combs, who shares her journey to financial independence after recently getting married. They discuss budgeting strategies, the significance of personal values in spending, and adapting financial goals amid life transitions. Meghan reflects on her net worth of $527,000 and the impact of automating savings, as well as her desire for meaningful experiences over excessive...

Deep Dive: Taxable Brokerage Accounts | Ep 549

Deep Dive: Taxable Brokerage Accounts | Ep 549

Episode Summary: Taxable brokerage accounts are often overlooked but are essential for building wealth and achieving early retirement. Brad Barrett and Cody Garrett highlight their flexibility, tax advantages, and strategic value. Cody Garrett provides insights on how to effectively navigate these accounts, dismantling common misconceptions while sharing actionable strategies. Key Takeaways:...

548 | FI Service Corps | Ryan Brennan

548 | FI Service Corps | Ryan Brennan

In this episode of ChooseFI, Ryan Brennan, founder of the FI Service Corps, dives into his journey within the financial independence (FI) community and how he is merging it with the spirit of volunteering. The discussion explores Ryan's background as a recovering CPA, his transition into this new venture, and the pilot events that successfully combined community service with social bonding. Key...

The Simple Path Revisited in 2025 With JL Collins | Ep 547

The Simple Path Revisited in 2025 With JL Collins | Ep 547

In this episode, JL Collins discusses the transformative principles of financial independence outlined in his renowned book, The Simple Path to Wealth. Collins emphasizes the simplicity of investing, the power of living below your means, and the crucial role of compounding returns in achieving financial freedom. The conversation also touches on the newly revised edition of the book, addressing...

Sleep Masterclass | Dr. Bobby Dubois | Ep 546

Sleep Masterclass | Dr. Bobby Dubois | Ep 546

Dr. Bobby DuBois returns to discuss the essential role of sleep in achieving financial independence and enhancing overall health. He addresses the worrying trend of sleep deprivation among Americans and its significant consequences on heart health, weight management, and cognitive functionality. This episode is filled with evidence-based insights and practical strategies aimed at prioritizing...

Tax Efficient Strategies for Early Retirement | Mailbag Episode | 545 | With Rachael Camp

Tax Efficient Strategies for Early Retirement | Mailbag Episode | 545 | With Rachael Camp

In this mailbag episode, Brad and Rachael dive deep into strategies for efficiently withdrawing money from taxable brokerage and retirement accounts. With a focus on understanding the different tax treatments associated with these accounts, listeners gain crucial insights into managing tax liabilities for retirement. Key Takeaways Different Types of Accounts: Taxable brokerage accounts versus...

Roundup With Ginger | Zero-Based Thinking: How to Rethink Your Life Choices

Roundup With Ginger | Zero-Based Thinking: How to Rethink Your Life Choices

Join the conversation with the ChooseFI community on the brand NEW ChooseFI Members Site and participate in discussions about budgeting, travel rewards, and obviously all things financial independence! Register Your Free Account See the Group Discussion Ginger Mentioned in this Episode Hi, all! Ginger here. Brad and I discussed minimalism a bit, and what we'd re-buy if we started over from...