31 March 2025
Money Pryor-ities with Darryl & Alicia Pryor- Retirement Planning for Government Workers with Cassie Graves
Business Innovators Radio
About
This podcast discusses the challenges faced by federal employees, particularly regarding retirement planning and navigating career transitions. The conversation highlights the partnership between DNA Financial and FedOptions, aiming to provide clarity and support to federal employees dealing with job uncertainties and retirement complexities. Key topics include understanding federal benefits, strategies for financial well-being, and the importance of early planning. The speakers share insights on common misconceptions and offer practical advice for employees to secure their financial future.
Takeaways: Federal employees often face confusion and misinformation about their benefits.
Chapters:
00:00 Introduction to Federal Employee Concerns
04:02 Understanding the Partnership with FedOptions
08:03 Navigating Career Transitions and Retirement Planning
12:00 Analyzing Federal Employee Benefits
15:48 Strategies for Financial Well-Being
20:06 Success Stories and Key Takeaways
As CEO of Fed Options, I explain the complicated world of federal employee benefits to financial advisors, so the benefit choices are easily understood by employees.
I have spent over 15 years in the insurance industry with 10+ years being focused in the federal benefits arena. As a former spouse of a federal employee, I had first-hand experience of the lack of knowledge that employees and their spouse have around the federal employee benefits. After taking my first federal benefits class for professionals in 2014, I made it my mission to educate employees and their spouses about their complexities and challenges they have with their federal benefits; so that they don’t have to face the rude awakening that some of my family and friends faced when it came to the retirement planning process.
My position has changed through the years though. Originally, I began helping federal employees directly as an independent insurance representative, then after a couple of years I began helping financial professionals all over the country. This shift was one of the best life changing decisions I made. While still serving my original mission of educating employees and their spouses, I get to have an even larger impact by helping professionals understand the challenges, complexities, and possible solutions that assist employees, and their spouses have a better retirement future. With Fed Options, we provide a variety of services, resources, and tools that increase service, trust, and credibility with the federal employee community saving financial professionals time, money and energy of having to be the federal benefits guru. This helps them to be able to stay the master of the solution!
Money Pryor-ities
https://businessinnovatorsradio.com/money-pryor-ities/
Source: https://businessinnovatorsradio.com/money-pryor-ities-with-darryl-alicia-pryor-retirement-planning-for-government-workers-with-cassie-graves
Takeaways: Federal employees often face confusion and misinformation about their benefits.
- - The partnership with FedOptions aims to provide clarity and support.- Understanding retirement options is crucial for federal employees.- Employees should conduct a benefit analysis to plan effectively.- Naming beneficiaries is essential to avoid probate issues.- Planning early can lead to better financial outcomes.- Life insurance coverage is important for financial security.- Employees need to be aware of their pension options and eligibility.- Transitioning to the private sector requires careful planning.- Financial advisors can help optimize government benefits for retirement.
Chapters:
00:00 Introduction to Federal Employee Concerns
04:02 Understanding the Partnership with FedOptions
08:03 Navigating Career Transitions and Retirement Planning
12:00 Analyzing Federal Employee Benefits
15:48 Strategies for Financial Well-Being
20:06 Success Stories and Key Takeaways
As CEO of Fed Options, I explain the complicated world of federal employee benefits to financial advisors, so the benefit choices are easily understood by employees.
I have spent over 15 years in the insurance industry with 10+ years being focused in the federal benefits arena. As a former spouse of a federal employee, I had first-hand experience of the lack of knowledge that employees and their spouse have around the federal employee benefits. After taking my first federal benefits class for professionals in 2014, I made it my mission to educate employees and their spouses about their complexities and challenges they have with their federal benefits; so that they don’t have to face the rude awakening that some of my family and friends faced when it came to the retirement planning process.
My position has changed through the years though. Originally, I began helping federal employees directly as an independent insurance representative, then after a couple of years I began helping financial professionals all over the country. This shift was one of the best life changing decisions I made. While still serving my original mission of educating employees and their spouses, I get to have an even larger impact by helping professionals understand the challenges, complexities, and possible solutions that assist employees, and their spouses have a better retirement future. With Fed Options, we provide a variety of services, resources, and tools that increase service, trust, and credibility with the federal employee community saving financial professionals time, money and energy of having to be the federal benefits guru. This helps them to be able to stay the master of the solution!
Money Pryor-ities
https://businessinnovatorsradio.com/money-pryor-ities/
Source: https://businessinnovatorsradio.com/money-pryor-ities-with-darryl-alicia-pryor-retirement-planning-for-government-workers-with-cassie-graves